My house was built around 1925. It had some rehab done by previous owners. There is clapboard under the vinyl, & "shakes" under the vinyl on the front gable. The main part of the house has a beautiful graninte foundation. The windows have been replaced. The exposed rafter tails are still under the vinyl soffit. The house next door is a twin to mine, w/ many original details. It has eave brackets w/ a craftsman look, so mine probably did too.
The interior has 2 of the 4 original clinker brick fireplaces & heart pine floors, but no built-ins (though there are a couple of spots where they might have been.
Is this a bugalow?
http://a528.ac-images.myspacecdn.com/images01/34/l_3bef33fe9eea340089abfdb6196b3b7f.jpg
http://a141.ac-images.myspacecdn.com/images01/17/l_78f21c122073e832ef66242c98d537a4.jpg

It's definitely a bungalow. There are all sorts of regional variations of bungalows that evolved to suit local conditions. I think yours is fairly typical of a lot of houses built towards the end of the bungalow period particularly in the southeast. It sounds like it still retains some nice original features. It also helps that you have a model to work from right next door if you want to restore the exterior. Good luck.

Im in the same boat. I just bought this house in Phoenix Arizona, documented as being built in 1906- Is it a bungalow? Whats the difference between a cottage and a bungalow?

Your house is definitely a bungalow. As to the difference between a bungalow and a cottage, that's a little harder to pin down. A bungalow is a one or one and a half story building, usually with a simple open floor plan and a porch. A cottage is a one or one and a half story house usually without a porch (except when they have one). It mostly comes down to styling, construction, and other details. Bungalows vary widely depending on region and the time frame they were built. The earlier ones tend to take there details from craftsman features like wide eaves, exposed roof rafters, shingle siding and low roof pitch, but all those features were modified in later houses and in different parts of the country. Cottages tend to take their queues from English or New England models, have narrower eaves and steeper pitches to the roof. Again, there is a lot of variation depending on time and place. Most of the people on this forum could tell you a house is one or the other or neither, but they might have a hard time explaining why.